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Get $75 when you refer a friend

When your friends use your link to open and fund a new checking & savings account, you’ll get $75 per friend, and they’ll get $25 each too.* See official rules

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No expiration date.

Share your SoFi Checking & Savings referral link:

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By clicking “Copy Link” and sharing your link with your friend, you agree that you have express consent to send your friend promotional messages about SoFi’s products and services.

Want to refer friends to more SoFi products? You can, from the SoFi app!

How to qualify

Getting a SoFi referral bonus is quite easy. Here’s how it works: 

  1. You generate a unique referral link from your SoFi account and send it to friends who are not current customers of SoFi. 
  2. If a friend uses your link to open a new SoFi Checking & Savings account and funds it within 14 days, you’ll earn $100. 
  3. Your referred friend will earn $25 when they open their new account using your link.

Both bonuses are deposited into your SoFi accounts within seven business days of your friend’s funds settling in their new account. Your friend must be a completely new SoFi customer to qualify. Existing customers don’t count for the bonus. 

How to waive fees

The SoFi Checking & Savings account has no account fees. So if you have a friend who’s looking for a new checking and savings account, this may be a good way for them to earn interest (and a bank bonus) without worrying about extra fees. 

How to open a SoFi Bank account

You can open a bank account with SoFi entirely online in just a few steps:

  1. Visit SoFi.com and click “Banking” or “Open an account.”
  2. Complete the application form by providing basic personal information like your name, address, date of birth and Social Security number.
  3. Fund your new account by transferring money from an existing bank via electronic transfer or linking your bank account. 

Once verified and funded, your SoFi Bank account is ready to use. You can access it online or via the SoFi mobile app to manage finances, deposit checks, save money, pay bills and refer friends.

How to qualify

Getting a SoFi referral bonus is quite easy. Here’s how it works: 

  1. You generate a unique referral link from your SoFi account and send it to friends who are not current customers of SoFi. 
  2. If a friend uses your link to open a new SoFi Checking & Savings account and funds it within 14 days, you’ll earn $100. 
  3. Your referred friend will earn $25 when they open their new account using your link.

Both bonuses are deposited into your SoFi accounts within seven business days of your friend’s funds settling in their new account. Your friend must be a completely new SoFi customer to qualify. Existing customers don’t count for the bonus. 

Expiration date

No expiration date.

How to waive fees

The SoFi Checking & Savings account has no account fees. So if you have a friend who’s looking for a new checking and savings account, this may be a good way for them to earn interest (and a bank bonus) without worrying about extra fees. 

How to open a SoFi Bank account

You can open a bank account with SoFi entirely online in just a few steps:

  1. Visit SoFi.com and click “Banking” or “Open an account.”
  2. Complete the application form by providing basic personal information like your name, address, date of birth and Social Security number.
  3. Fund your new account by transferring money from an existing bank via electronic transfer or linking your bank account. 

Once verified and funded, your SoFi Bank account is ready to use. You can access it online or via the SoFi mobile app to manage finances, deposit checks, save money, pay bills and refer friends.

Frequently asked questions (FAQs)

How do I earn the SoFi Checking and Savings referral bonus?

You can earn the SoFi Checking and Savings referral bonus by referring a friend using your unique referral link. If your friend opens a new SoFi Checking and Savings account and funds it within 14 days, you’ll receive $10 and your friend will receive $25.

Join Sofi and Get Your Referral Bonus Now

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